Your savings is your shield, your saving work when you don't

about us

Java Sacco is a licensed¬† non-withdrawal deposit taking Sacco established in 1999 with a sole objective of uplifting the members’ social economic well-being. For over 20 years the Sacco has grown its membership to serve over 2000 members.

Why us

We offer an opportunity for members to save their money and be able to access fast loans and also receive attractive dividends on share capital at the end of the financial year. The Sacco loans are repaid within a maximum of 36 months at an interest rate of only 1% per month on a reducing balance.

Our values

To be a world class cooperative financial institution.

core values

Team work | Responsiveness | Integrity | Professionalism | Member focus | Transparency and accountability | Innovation


To mobilize savings and provide competitive financial solutions that transform members live socially and economically.

2023 annual general meeting